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People say life insurance should cover 10 times your income, but as a financial adviser I can tell you that isn't always enough

8 days ago   |   By Business Insider

Ariel Skelley/Getty Images
Many life insurance experts say you should purchase 10 times your income in term life insurance coverage. As a financial adviser, however, I tend to believe that's not nearly enough.
While term life insurance coverage is meant to replace your income if you pass away, don't forget to account for future college tuition, family debts, and other factors that could impact your family for years to come.
Life insurance is one purchase where there are no second chances. Make sure to have enough life insurance coverage in place so your family won't struggle once you're...
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I've always thought travel insurance was a scam - but it saved me $124 my first time using it

I've always thought travel insurance was a scam - but it saved me $124 my first time using it

8 days ago   |   By Business Insider

Amtrak/SmarterTravel.com
I can't even begin to count the number of times I've declined travel insurance when booking plane tickets.
But when it came to Amtrak , horror stories of delays that I couldn't shake from my head convinced me it might be worth the investment for my cross-country trip this fall.
Turns out I was right. The first train of my journey was delayed so long I missed my connection, and spent an unplanned night in Chicago.
Visit Business Insider's homepage for more stories .
As I booked a cross-country Amtrak journey this fall in pursuit of stories for Business Insider...
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